The new year has started and as with tradition, I need to resolve to do something differently. I personally have decided that I need to spend less on my credit card. I looked through all my statements and spent a reasonable amount on eating out, didn't spend a great amount on groceries, and will probably spend much less on home improvements this year. Depending on how I look at things, two items accounted for 12% of my CC spending. I think the biggest cutback will be walmart and other such stores. That was a big chunk of my spending, and will be the biggest cut this year. However, the biggest addition may be automobile spending. Diesel fuel will cost more at every fill up, though fill ups should not be as frequent in my future.
What I really am looking forward to this year is being more of a mechanic on my new truck. I can't help but look up how to do repairs and improvements on my new automobile. This may mean spending more on my own parts and supplies. I also will likely be struggling to learn all the ins and outs of what to do and not do, but there are several guides and such material on the internet for me to study and learn. Once I get all my current loans payed off, a garage will have to be in order to do all of the maintenance. I will have to be more like my relative who doesn't have cable either and just goes and works on something else instead of watching TV in the evenings.
times typed "oftern"-0
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